Jiayin Group, Inc. is a leading fintech platform in China committed to facilitating effective, transparent, secure, and fast connections between investors and borrowers, whose needs are underserved by traditional financial institutions. The origin of the business of Jiayin can be traced back to 2011. Jiayin operates a highly secure and open platform with a comprehensive risk management system and a proprietary and effective risk assessment model, which employs advanced big data analytics and sophisticated algorithms to accurately assess the risk profiles of potential borrowers.