360 DigiTech, Inc. ("360 DigiTech") is a data driven, technology empowered digital platform. Through its platform 360 DigiTech enables financial institutions to provide better and targeted products and services to a broader consumer base. 360 DigiTech also offers standardized risk management service, in the form of SaaS modules to institutional clients. When coupled with its partnership with 360 Group, 360 DigiTech's solutions created noticeable advantages in customer acquisition, funding optimization, risk assessment and post-lending management.