X Financial is a leading technology-driven personal finance company in China focused on serving China's underserved prime borrowers and mass affluent investors, according to the Oliver Wyman Report. X Financial's platform, empowered by its risk management capabilities and technology, efficiently matches borrowers' loan requests with investors' investment demands and executes loan and investment transactions to provide borrowers with prompt funding, enabling X Financial to satisfy the financing needs of borrowers and meet the investment demands of investors. X Financial utilizes data-driven and technology-empowered credit analysis and protection offered by ZhongAn's credit insurance on its investment products which significantly enhances investor confidence. The strong credit performance and underlying insurance protection of the loans that X Financial facilitates and its proven risk management and credit assessment capabilities enable it to attract a diversified and low-cost funding base to support its growth.
Location of Key Operations
KPMG Huazhen LLP
IPO (September 19, 2018)
Nanshan, Shenzhen, China
Frank Fuya Zheng, Internal
June 16, 2021: X Financial Reports First Quarter 2021 Unaudited Financial Results - Jun 15, 2021 (xiaoyinggroup.com)
June 11, 2021: X Financial to Report First Quarter 2021 Financial Results on June 16, 2021 - Jun 11, 2021 (xiaoyinggroup.com)
May 26, 2021: X Financial Obtains National Online Microcredit Business Operating License - May 26, 2021 (xiaoyinggroup.com)
May 24, 2021: X Financial Announces New President Appointment - May 24, 2021 (xiaoyinggroup.com)
May 14, 2021: X Financial Files Annual Report on Form 20-F for Fiscal Year 2020 - May 14, 2021 (xiaoyinggroup.com)
April 23, 2021: X Financial Reports Fourth Quarter and Fiscal Year 2020 Unaudited Financial Results - Apr 23, 2021 (xiaoyinggroup.com)
April 19, 2021: X Financial Postpones Release of Fourth Quarter and Fiscal Year 2020 Financial Results to April 23, 2021
April 8, 2021: X Financial to Report Fourth Quarter and Fiscal Year 2020 Financial Results on April 20, 2021
March 3, 2021: X Financial Invests US$10M in VC Fund Managed by Dragonfly Ventures II, L.P.
March 2, 2021: X Financial Announces its Investment in a VC Fund Managed by Dragonfly Ventures II, L.P.