Yiren Digital, Ltd.
Yiren Digital, Ltd. is a leading personal financial services platform in China, providing both credit and wealth management services. For its credit business, Yiren Digital provides an effective solution to address largely underserved borrowers demand in China through online and offline customer acquisition channels. Yiren Digital deploys a proprietary risk management system, which enables Yiren Digital to effectively assess the creditworthiness of borrowers and appropriately price the risks associated with borrowers. Yiren Digital finances the loans to borrowers through the proceeds provided by third-party commercial banks, consumer finance companies and other licensed financial institutions. Yiren Digital refers to these funding sources collectively as its institutional funding partners. For its wealth management business, Yiren Digital targets China's mass affluent population and strives to provide customized wealth management services, with a combination of long-term and short-term targets as well as different types of investments, ranging from cash and fixed-income assets, to mutual funds and insurance.
Location of Key Operations
Deloitte Touche Tohmatsu CPA LLP
IPO (December 18, 2015)
Chaoyang, Beijing, China
August 19, 2021: Yiren Digital Reports Second Quarter 2021 Financial Results | Yiren Digital Ltd. (yirendai.com)
June 9, 2021: Yiren Digital Reports First Quarter 2021 Financial Results | Yiren Digital Ltd. (yirendai.com)
June 9, 2021: Yirendai (YRD) Q1 2021 Earnings Call Transcript (yahoo.com)
June 3, 2021: Yiren Digital to Report First Quarter 2021 Financial Results on June 9, 2021 | Yiren Digital Ltd. (yirendai.com)
April 29, 2021: Yiren Digital Files Annual Report on Form 20-F (prnewswire.com)
April 1, 2021: Yiren Digital Reports Fourth Quarter and Fiscal Year 2020 Financial Results
March 30, 2021: Yiren Digital to Report Fourth Quarter and Full Year 2020 Financial Results on April 1, 2021